Medical aid Momentum Medical Scheme
As one of the most trusted medical aid schemes in South Africa, we can help you find the most affordable medical aid option to suit your individual or family needs, with industry-leading benefits.
- Save up to R1 000 when you use Associated providers.
- Get rewarded from day one with Multiply Inspire + .
- View all our medical aid options to find the right plan.
Compare options
Submit a claim
Get pre-authorisation
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Momentum Medical Scheme options
With Momentum Medical Scheme open_in_new , you have access to a wide range of medical aid options and industry-leading benefits. Whether you’re a student looking for the most affordable medical aid open_in_new , a young professional, or a breadwinner who needs extensive cover for your whole family in South Africa, we’ve got you covered.
All Hospital only Hospital + limited day-to-day Hospital + comprehensive day-to-day
Evolve
- check Hospitalisation at the Evolve Network of private hospitals (no overall annual limit).
- check 2 virtual doctors’ consultations.
- check 2 physiotherapist or biokineticist visits.
- check Additional day-to-day benefits are subject to HealthSaver + .
Custom
- check Comprehensive hospital and chronic cover from Any or Associated providers.
- check Save on your contribution by electing to use a specific list of private hospitals.
- check Day-to-day benefits are subject to HealthSaver + .
Incentive
- check Extensive hospital and chronic cover from Any or Associated providers.
- check 10% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.
Extender
- check Extensive hospital and chronic cover from Any or Associated providers.
- check 25% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.
- check Extended Cover benefit once you have reached your Threshold.
Summit
- check Unlimited private hospital cover from Any provider.
- check Chronic cover available for an additional 36 conditions at Any provider.
- check Day-to-day benefits are covered up to
R31 300 per beneficiary per year.
Ingwe
- check Get affordable entry-level medical cover.
- check Choose to get treatment from Any hospital, the Ingwe Network of private hospitals, or State hospitals.
from R541 per month
Evolve
- check Hospitalisation at the Evolve Network of private hospitals (no overall annual limit).
- check 2 virtual doctors’ consultations.
- check 2 physiotherapist or biokineticist visits.
- check Additional day-to-day benefits are subject to HealthSaver + .
from R1 687 per month
Custom
- check Comprehensive hospital and chronic cover from Any or Associated providers.
- check Save on your contribution by electing to use a specific list of private hospitals.
- check Day-to-day benefits are subject to HealthSaver + .
from R2 149 per month
Incentive
- check Extensive hospital and chronic cover from Any or Associated providers.
- check 10% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.
from R2 794 per month
Ingwe
- check Get affordable entry-level medical cover.
- check Choose to get treatment from Any hospital, the Ingwe Network of private hospitals, or State hospitals.
from R541 per month
Summit
- check Unlimited private hospital cover from Any provider.
- check Chronic cover available for an additional 36 conditions at Any provider.
- check Day-to-day benefits are covered up to R31 300 per beneficiary per year.
Extender
- check Extensive hospital and chronic cover from Any or Associated providers.
- check 25% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.
- check Extended Cover benefit once you have reached your Threshold.
People like you already on the scheme
Inspire Plus
Contribution
Healthy Heart Score
Fitness level
Monthly HealthReturns
Monthly partner rewards
Total monthly rewards
Inspire Plus
Contribution
Healthy Heart Score
Fitness level
Monthly HealthReturns
Monthly partner rewards
Total monthly rewards
Inspire Plus
Contribution
Healthy Heart Score
Fitness level
Monthly HealthReturns
Monthly partner rewards
Total monthly rewards
Compare the cover and benefits of 2 or more Momentum Medical Scheme options side-by-side to find the most affordable option to suit your needs, then get an online medical aid quote, or call us on 0861 111 818 to discuss your medical aid and healthcare cover needs.
Included medical aid benefits
- In-hospital Benefit
- Health Platform Benefit
- Day-to-day Benefit
- Chronic Benefit
In-hospital Benefit
This Major Medical Benefit covers hospitalisation as well as some out-of-hospital procedures that can be performed in a doctor's room, day hospital, or out-patient facility.
Health Platform Benefit
A unique benefit that encourages health awareness, enhances quality of life and gives peace of mind through preventative care and early detection tests.
Day-to-day Benefit
For everyday medical expenses. The Day-to-day Benefit covers routine medical costs like doctors' visits and prescribed medication.
Chronic Benefit
Ensures you're covered for certain life-threatening conditions, such as diabetes and heart disease, that need ongoing treatment.
MOMENTUM VALUE-ADDED BENEFITS
Convenient, innovative features, unique to Momentum
HealthReturns +
An incentive programme that rewards you for taking ownership of your health. We aim to help you stay informed about your health status and reward you for staying healthy.
HealthSaver +
A voluntary savings account that works seamlessly with your medical aid. It pays for treatments and procedures not covered by
your option.
Hello Doctor +
Get free expert health advice from qualified South African medical doctors through your phone or mobile device, 24/7/365.
GapCover +
Gap cover helps you avoid unexpected shortfalls for in-hospital expenses, that are not covered by your medical aid option.
from R236 per month
+ You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.
Why choose us?
MOMENTUM MULTIPLY+ REWARDS PROGRAMME
Enjoy cashbacks and discounts
We encourage and reward our members for making healthier choices! Multiply Inspire is free for members on the Evolve, Custom, Incentive, Extender, and Summit Options. Upgrade to Multiply Inspire Plus and earn up to R1 500 per adult p/m in HealthReturns. Multiply Engage is free for members on the Ingwe Option and Momentum Health4Me. For multiplied benefits and rewards, you can upgrade to Multiply Engage Plus.
SAVE WITH PROVIDER CHOICE
Save up to R1 000 a month
Custom, Incentive, and Extender Options give you the flexibility to choose your healthcare providers – hospitals, doctors, and pharmacies. Save up to R1 000 on your monthly contributions when you choose to use Momentum Medical Scheme’s Associated providers.
